In last month's column, I wrote about the new concept of "medical disease offset" and contrasted it with "medical cost offset." Now, I will illustrate this with a case example. But first, here is a ...

At some point, mortgage holders might face a challenging question – should they put as much money as possible in their offset account, or share the love and invest some of it in the stock market?

Homeowners use offset mortgages to reduce the amount of interest they pay by applying their savings balance against their mortgage debt. While this strategy can be beneficial for some, this type of ...