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How FDIC insurance works, and how to protect more than $250,000

Quick ReadThe per depositor, per bank, per ownership category rule lets a married couple insure $1 million at one bank using ...
JD Supra

FDIC Proposes GENIUS Act Rules: How Do They Compare to the OCC Proposal?

On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement the Guiding and Establishing National Innovation for U.S.
American Enterprise Institute

How to Increase Deposit Insurance Without Moral Hazard

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...
Forbes

FDIC Advances Major Framework For Stablecoins And Tokenized Deposits

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. Travis Hill, chairman of the Federal Deposit Insurance Corporation (FDIC), held a Board ...
The Motley Fool

Here's What Happens When You Have More Than $250,000 in Savings

When your savings balance climbs above $250,000, it's more than just a financial milestone -- it triggers a set of rules that determine how much of your money is actually protected. The Federal ...
Insurancenewsnet.com

EXPANDING FDIC DEPOSIT INSURANCE DOES NOT HELP MAIN STREET

The Independent Community Bankers of America, the trade association that markets itself as The Nation's Voice for Community Banks, is officially supporting the newest legislation to expand federal ...
24/7 Wall St.

Are Online Banks Safe? What Happens to Your Money if One Fails

Yes, an online bank is as safe as a branch bank when it carries Federal Deposit Insurance Corporation coverage. The FDIC does not care whether you opened your account by walking into a lobby or ...